Why factor loads? Freight expenses can pile up over time and it can take months for trucking companies to be reimbursed. With the extra cash flow provided through factoring, owners have more expenditure freed up to hire new employees, invest in company upgrades and find other ways to achieve company growth. The stress associated with built-in costs for items such as fuel, state tolls and other miscellaneous costs will be put to rest. For truck company owners who find themselves handcuffed by their debtors, freight factoring is a one-size-fits-all fix that will maximize the opportunities for company growth. And since there is no need for a down payment and no request for collateral, truck companies can continuously rely on factoring as a trusted means for securing transactions.